“I have looked at your posts, but I don’t see much about your rebates from Schwab. Why not post some of these to show us that Schwab really does rebate your charges.”
Good Point. Here Goes …
In August, I received $31.19USD back in rebates from Schwab.
I used Thai ATMs 3 times, a USD ATM one time, and Philippines’ ATMs 3 times. I estimated a $31.05USD rebate.
If I use ATMs multiple times and in multiple countries, I am unable to match up my rebate against my usage. What day they use to calculate the exchange rate for the rebate, etc., all have an affect.
In July, I used Thai ATM’s 3 times, a USD machine once, and Philippine’s ATMs 3 times. I estimated a refund of about $30USD, but only received $27.56. It is possible that they didn’t refund the USD machine fee … or something else occurred that I don’t know how to calculate for; or that I calculated the estimated rebate based on different exchange rates.