Rates Received – January 2016

Capital One Venture Card



There have been a handfull of comments received suggesting I make it easier to "follow" the numbers that I present.  So beginning January 2016, I will try a new method of posting one entry per month and including a spreadsheet to compare the various rates received.  As usual, all documenting charges will follow after the spreadsheet.  Hopefully this one post per month with a summary will make the numbers easier to follow and compare.

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Capital One has historically beat the local exchange rates.  I was surprised to see that it wasn't better than the local rate on January 9.  The Chase card ALMOST never beats the local rate.  I use it only because it bills directly to the company for company expenses.  Schwab ALMOST always beats the local rate in my experience.  I was surprised to see this result, and am wondering if something is changing in 2016.



January 3, 2016

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January 4, 2016  (Schwab ATM Card)

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January 5, 2016  (Capital One Card)

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January 8, 2016  (Schwab ATM Card)

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Chase (business) Credit Card

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January 9, 2016  (Capital One Credit Card)

Capital One Venture Card


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