My wife and I are guilty of enjoying Starbucks coffee.  Although not as bad as some of our friends, we still find time to sit at Starbucks about twice a week, enjoying our favorite drinks.

When Starbucks offered their reward card, my wife jumped on it.  Their reward card provides free drinks after every 12 drinks you buy, plus a few other free drinks through the year.

And of course, we pay for our Starbucks with the Capital One card, earning points with every purchase.

I was by myself today however, as my wife was busy with other errands.

 

In the above screenshot, you can see that Capital One converted my hard-earned dollars at the rate of 35.53 Baht/USD.

 

And in the TT Exchange picture above, you can see that the best street rate today was 35.47 Baht/USD.

 

RECAP:  Capital One converted my money at 35.53 Baht per Dollar, when the best rate on the street that I could have obtained was 35.47!  And I earned travel points.  Not to mention I checked off another drink purchase on my way to free coffee!

I’m being paid to use my credit card.  How can a person pass up that opportunity?

 

By the way, three days ago I was at the airport in Bangkok when I noticed the foreign currency conversion chart at the counter of Cold Stone Creamery.

They were offering 30 Baht to the Dollar; when the average was 35+ Baht to the dollar!  This only applies when using cash!

Use your credit card and get the best rate – and benefits from the card company.