ATM Withdrawal in the Philippines.
Today I went to the BPI bank ATM in Pampanga and withdrew 10,000-peso plus the 200-peso fee, for a total of 10,200-peso.
10,200 divided by $226.97: I received a conversion rate of 44.94 using my ATM card.
Then I went to the mall (Metro Store Philippines) and purchased a new shirt for 1146.60 peso. When it was converted and charged to my credit card, I was paying $25.51USD. I received a currency conversion rate of 44.95 peso/USD using my Capital One Credit Card.
ATM Card: 44.94 peso/USD.
Credit Card: 44.95 peso/USD.
BEST STREET RATE WAS 44.85 peso/USD.
Yahoo was reporting the BEST rate at 44.84. I beat Yahoo rate!